What happens to my workers' compensation claim if the company I was working for goes out of business in DE?

An on-the-job injury can temporarily—and sometimes, permanently—put construction workers out of commission. When this happens, workers often rely on workers' compensation benefits to help make ends meet.

For injured construction workers who are counting on workers' compensation benefits to cover their medical expenses, or provide temporary total or partial disability payments, learning that the construction company they worked for has gone out of business can be concerning. Many workers in this situation find themselves wondering what will happen to their workers' compensation claim and whether their benefits will suddenly stop.

Securing Workers’ Compensation Benefits Is Not Impossible in Delaware

While the closing of a business can cause some minor delays in the processing of new claims, it doesn't mean that securing workers' compensation benefits are impossible, or that workers already receiving benefits will see them eliminated. Workers' compensation benefits are administered by a company's insurance carrier, so even if the company goes out of businessSecuring Workers’ Compensation Benefits After a Business Goes Out of Business, benefits continue.

However, when a construction company goes out of business, it can create some issues for injured workers whose workers' compensation benefits are dependent on returning to work. If the worker's position at the company—and the company itself—no longer exist, it can be difficult to show compliance with the terms outlined in the workers' compensation benefits agreement and statute. Fortunately, a knowledgeable Wilmington, DE workers' compensation attorney can help clients navigate these and other potential issues with their claims.

Consult an Experienced Wilmington, DE Workers' Compensation Attorney

If you were seriously injured in a construction accident or diagnosed with a work-related medical condition, and the company you worked for has suddenly gone out of business, it's important to consult a skilled workers' compensation attorney to ensure that your right to collect benefits is protected. The knowledgeable and experienced workers' compensation attorneys with the Morris James Personal Injury Group can review your case and help you explore your legal options. Contact us today to schedule an appointment for a free case analysis.