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What are "damages"?

FAQs

Money paid to anyone injured (or damaged) in an accident is commonly referred to as “damages.” A motor vehicle accident often results in various forms of damage to an individual. Your claim for money damages may include some or all of the following forms of damages:

  • Past medical expenses (in motor vehicle cases, any amount payable by PIP is excluded);
  • Future medical expenses (this type of damages requires a physician to lay out specifically what treatment is required and how much it will cost);
  • Past lost earnings (in motor vehicle cases, any amount payable by PIP is excluded);
  • Future lost earnings (this type of damages will require medical expert testimony and testimony from a vocational expert);
  • Past and future pain and suffering, which includes mental anguish; and
  • Permanent impairment. 

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